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Settl
One $99 rental passport. Apply to any home, pay once.
Renters pay $40 to $60 per application, get screened over and over, and the report belongs to the landlord every time. Settl flips that. You get screened once: credit, background, employment and income verified through Plaid. That becomes one $99 rental passport you own, valid for 30 days, that you can apply to any home with. Pay once, reuse everywhere.
Hey Product Hunt 👋 — I'm David, founder of Settl.
This one is personal. I work in real estate, and I kept watching the same broken thing happen: a renter pays $50 to apply for an apartment, gets screened, doesn't get it, and then pays another $50 at the next place. And the next. The screening report they paid for? It belongs to the landlord, not them. So they start from zero every single time.
That always felt backwards to me. You paid for the credit pull, the background check, the income verification. Why don't you own it?
So we built Settl. You get screened once through Plaid (credit, background, income), and that becomes a verified rental passport that belongs to you, valid for 30 days. One $99 payment, and you apply to as many homes as you want with it. Pay once, reuse everywhere.
The timing matters too. Colorado just passed HB25-1236, which legally requires landlords to accept portable screening reports like ours. So this isn't just more convenient for renters, it's becoming the law. We think that wave spreads to other states, and we want renters to own their data when it does.
Would love your feedback, especially from anyone who has felt the application-fee grind firsthand. What would make you trust a portable passport over re-applying each time?
About Settl on Product Hunt
“One $99 rental passport. Apply to any home, pay once.”
Settl was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #124 on the daily leaderboard. Renters pay $40 to $60 per application, get screened over and over, and the report belongs to the landlord every time. Settl flips that. You get screened once: credit, background, employment and income verified through Plaid. That becomes one $99 rental passport you own, valid for 30 days, that you can apply to any home with. Pay once, reuse everywhere.
On the analytics side, Settl competes within Fintech, SaaS and Business Intelligence — topics that collectively have 93.2k followers on Product Hunt. The dashboard above tracks how Settl performed against the three products that launched closest to it on the same day.
Who hunted Settl?
Settl was hunted by David Gantcher. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Settl including community comment highlights and product details, visit the product overview.
David Gantcher