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Savio
The anti-budgeting app behavioral finance coach
Savio is the first personal finance app built around your emotional relationship with money — not your transaction history. Most budgeting apps fail because the problem isn't discipline. It's behavioral, psychological, and deeply cultural. Savio combines weekly money check-ins, CBT exercises for financial anxiety, and a guided financial journey (Stabilize → Defend → Build) so you actually change how you relate to money — instead of just logging it. Free on iOS and Android.
Hey everyone — Theo here, maker of Savio. 👋
I spent years downloading AND deleting every budgeting app. Two weeks of enthusiasm, then shame, then I'll delete it. Eventually I realized the problem isn't tracking your spending, it's how you FEEL about your spending.
So I built Savio differently:
• No single transaction logging — weekly estimates only. Yes, estimates.
• Starts with your emotional state everyday, not your expenses.
• CBT exercises for financial anxiety and impulse spending.
• Four buckets to categorize your spending: Essentials, Joy, Obligations, Growth.
• The app literally says "estimates are perfectly fine".
• Learn bite-size financial lessons anywhere, anytime; never overwhelm yourself with jargons
Built for people who want to change their relationship with money, not just their spreadsheets.
It's free. Would love honest feedback — especially what I got wrong. 🙏
