RePayWise

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Productivity

Fintech

Hello Product Hunt community! 👋 I’m Amit, the creator of RepayWise. The idea for RepayWise came out of personal frustration. Like many people trying to navigate the UK property market or optimize their existing home finance, I found myself constantly bouncing between dozens of different bank portals. Every time I just wanted to run a simple calculation—like tracking how a regular overpayment would impact my mortgage term over time—I was met with clunky, outdated tools, forced user registrations, or aggressive ad banners. I built RepayWise to fix this. It’s an independent, ad-free, and lightning-fast suite of property finance tools built with one single core rule: Absolute Zero Friction. What you can do on the platform right now: Visualize Interest Savings: Use the Overpayment Tool to drop in regular or one-off lump sums and see an immediate visual amortization map showing exactly how much interest you save. Track Home Equity: Monitor your true Loan-to-Value (LTV) bracket dynamically as property values shift—crucial for planning your next remortgage. Map Out Upfront Taxes: Instantly calculate Stamp Duty parameters pre-configured for first-time buyers, home movers, and additional/buy-to-let brackets. Our Privacy Promise: We don’t run soft credit checks, we don’t capture your personal details, and we don't sell your metrics to brokers. No logins required. Your financial modeling stays entirely on your machine. We are currently in beta and actively building out new programmatic feature sets. I would love to get your honest, unfiltered feedback: How does the calculator layout feel on your mobile device? Are the visual data breakdowns and graphs clear? What specific financial calculator or lender data view should we build next? Thank you so much for checking out RepayWise. I’ll be hanging out in the comments all day to answer your questions and chat about the math! Cheers, Amit Founder, RepayWise