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PlanMyBalance
Forecast your balance before payday - no bank link needed
PlanMyBalance is a privacy-first balance planner that shows where your money is heading before payday. Add income, bills, debt payments and savings manually to forecast day-by-day balances, see a safer amount to spend, plan debt payoff and track net worth. No bank connection required. Available on the web, Google Play and Microsoft Store.
Hey Product Hunt! I’m Oscar, the maker of PlanMyBalance.
I built it because a bank balance only shows today. Bills, subscriptions, debt payments and payday decide what is actually safe to spend tomorrow.
Spreadsheets can do the maths, but they can become difficult to keep clear. Many finance apps also rely on bank connections, which is not for everyone. I wanted a private manual alternative that makes the future balance easier to see.
PlanMyBalance turns income, bills, debt and savings into a day-by-day forecast. It also includes debt payoff planning, savings targets and a simple wealth view.
You can explore it without connecting a bank account, and there is a Preview mode before creating an account.
I’d genuinely value feedback on two things:
1. Does a day-by-day balance forecast feel more useful than a normal monthly budget?
2. Which area would you improve first: safe-to-spend, bills, debt payoff, savings or wealth?
Thanks for taking a look - I’ll be around to answer questions.
About PlanMyBalance on Product Hunt
“Forecast your balance before payday - no bank link needed”
PlanMyBalance was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #108 on the daily leaderboard. PlanMyBalance is a privacy-first balance planner that shows where your money is heading before payday. Add income, bills, debt payments and savings manually to forecast day-by-day balances, see a safer amount to spend, plan debt payoff and track net worth. No bank connection required. Available on the web, Google Play and Microsoft Store.
On the analytics side, PlanMyBalance competes within Fintech, Personal Finance and Budgeting — topics that collectively have 51.1k followers on Product Hunt. The dashboard above tracks how PlanMyBalance performed against the three products that launched closest to it on the same day.
Who hunted PlanMyBalance?
PlanMyBalance was hunted by Oskars Ivanovskis. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of PlanMyBalance including community comment highlights and product details, visit the product overview.
Oskars Ivanovskis