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Penny
Minimalist AI personal finance and expense tracker.
Penny (mypenny.net) is a minimalist AI personal finance and expense tracker by Yessine Ghariani. Log expenses by voice or receipt photo, set monthly budgets, and track savings goals. Free to start, Pro is a one-time $19.
Hi Product Hunt! 👋 I'm Yessine, a 20-year-old computer science student from Tunisia, and I'm incredibly excited to launch Penny today.
What problem was I trying to solve?
I wanted a simple way to track my daily expenses, but every budgeting app I found required an expensive $80-$120/year subscription and forced me to link my private bank login credentials. I didn't want to do either. I just wanted a fast, private, and minimalist tracker. So, I built Penny.
How does it work?
Penny makes manual entry totally frictionless using Gemini AI. Instead of typing out amounts and categories, you just tap the mic and say, "I spent 40 bucks on gas yesterday," or snap a photo of a paper receipt. The AI extracts the merchant, final total, and category instantly.
It also includes:
📊 Clean visual dashboards and strict monthly category budgets
🎯 Savings goals to keep you on track
🔥 A gamified daily tracking streak (with a once-a-month streak restore)
🤖 An "AI Roast" that gives you a savage, shareable breakdown of your monthly spending habits
Penny is completely free for unlimited basic tracking, and the AI/Pro features are a single, one-time payment of $19. No subscriptions, ever.
I'd love to hear your feedback, feature requests, or any questions you have about the tech stack. I'll be hanging out in the comments all day! Let me know what you think.
About Penny on Product Hunt
“Minimalist AI personal finance and expense tracker.”
Penny was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #155 on the daily leaderboard. Penny (mypenny.net) is a minimalist AI personal finance and expense tracker by Yessine Ghariani. Log expenses by voice or receipt photo, set monthly budgets, and track savings goals. Free to start, Pro is a one-time $19.
On the analytics side, Penny competes within Productivity, Artificial Intelligence and Personal Finance — topics that collectively have 1.1M followers on Product Hunt. The dashboard above tracks how Penny performed against the three products that launched closest to it on the same day.
Who hunted Penny?
Penny was hunted by Yessine Ghariani. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Penny including community comment highlights and product details, visit the product overview.
Yessine Ghariani