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PayXT

Turn a text message into a paid invoice in seconds.

PayXT is the fastest way for mobile professionals to get paid. Ditch the clunky card readers. In just 3 seconds, generate a secure Stripe or PayPal checkout link and text it directly to your client. Stop bleeding margins: our "Fee Gross-Up" toggle legally passes the 2.9% processing fee to the customer, so you keep 100% of your money. Features automated tax calculations and a 1-tap Nudge button to chase unpaid bills. Built for contractors who want to get paid before they leave the driveway.

Top comment

Hey Product Hunt! 👋 I’m Rafael, the maker of PayXT. After 18+ years operating as a Financial Controller and CFO for HVAC techs, construction crews, and landscapers, I kept seeing my clients suffer from the exact same profit-killers: delayed cash flow from chasing paper checks, and bleeding 3% on every credit card swipe. Existing payment tools either required clunky Bluetooth dongles that never connect, or forced guys in the field to navigate bloated accounting software on their phones just to send a simple bill. I built PayXT to eliminate that friction. It’s a dead-simple text-to-pay app. You type the amount, hit send, and the client pays via Apple/Google Pay from their own phone. The best part? I built in a 1-tap "Gross-Up" toggle so you can legally pass the processing fees directly to the client and keep exactly 100% of your quoted margins. We just pushed our latest live build, and I’d love to hear your feedback on the workflow. I'll be hanging out in the comments all day to answer your questions! 🚀

About PayXT on Product Hunt

Turn a text message into a paid invoice in seconds.

PayXT was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #116 on the daily leaderboard. PayXT is the fastest way for mobile professionals to get paid. Ditch the clunky card readers. In just 3 seconds, generate a secure Stripe or PayPal checkout link and text it directly to your client. Stop bleeding margins: our "Fee Gross-Up" toggle legally passes the 2.9% processing fee to the customer, so you keep 100% of your money. Features automated tax calculations and a 1-tap Nudge button to chase unpaid bills. Built for contractors who want to get paid before they leave the driveway.

On the analytics side, PayXT competes within Payments, SaaS and Business — topics that collectively have 62.6k followers on Product Hunt. The dashboard above tracks how PayXT performed against the three products that launched closest to it on the same day.

Who hunted PayXT?

PayXT was hunted by Rafael Gutierrez Jr. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of PayXT including community comment highlights and product details, visit the product overview.