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Pagome — SEPA Payment Links
SEPA payment links — no app, no middleman, no fees
Enter your IBAN and an amount — Pagome generates a shareable link and GiroCode QR on your device. The payer opens the link, scans the QR with their banking app, and confirms a pre-filled SEPA transfer. No account on either side, no fees, no data sent to a server. Works with every European bank that supports GiroCode: Sparkasse, ING, N26, Revolut, and thousands more. The stateless alternative to PayPal.Me and Wero.
Top comment
Hey everyone — I built Pagome because I was fed up with how hard it still is to ask someone for money in Europe. PayPal takes a cut and forces both sides onto their platform. Wero launched with big promises but it's clunky, half-baked, and still doesn't work across most banks. Meanwhile, the rails for instant SEPA transfers already exist — every European bank supports them. The problem was never the payment itself. The problem was: how do you share the payment details without pasting a raw IBAN into a WhatsApp chat and hoping nobody mistypes it? That's all Pagome does. You type your IBAN and an amount, the app generates a link and a GiroCode QR — right there on your phone, nothing sent anywhere. You share the link. The other person scans the QR with whatever banking app they already have. Done. Transfer pre-filled, one tap to confirm. The whole thing is stateless. No server stores your IBAN. No account to create. No company sitting between you and the money. Your data stays on your device, the payer's data stays on theirs, and the bank handles the rest — exactly how it should work. I'd love to hear what you think. Especially if you've tried Wero and felt the same frustration.
About Pagome — SEPA Payment Links on Product Hunt
“SEPA payment links — no app, no middleman, no fees”
Pagome — SEPA Payment Links was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #159 on the daily leaderboard. Enter your IBAN and an amount — Pagome generates a shareable link and GiroCode QR on your device. The payer opens the link, scans the QR with their banking app, and confirms a pre-filled SEPA transfer. No account on either side, no fees, no data sent to a server. Works with every European bank that supports GiroCode: Sparkasse, ING, N26, Revolut, and thousands more. The stateless alternative to PayPal.Me and Wero.
On the analytics side, Pagome — SEPA Payment Links competes within Fintech and Payments — topics that collectively have 60k followers on Product Hunt. The dashboard above tracks how Pagome — SEPA Payment Links performed against the three products that launched closest to it on the same day.
Who hunted Pagome — SEPA Payment Links?
Pagome — SEPA Payment Links was hunted by Adam Urban. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Pagome — SEPA Payment Links including community comment highlights and product details, visit the product overview.