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mooola
See where your money goes, without linking your bank
mooola is a private personal finance app built for South Africa. Import supported bank statements and turn them into clear spending insights, categories, recurring payments, subscriptions, and trends. Your statements and transaction data are processed and stored on your device—no bank login, cloud account, or persistent bank connection required. Bring multiple accounts and banks into one view while keeping your financial data private.
Hey Product Hunt 👋
I built mooola because I wanted a better way to understand where my money was going across different accounts without giving another company ongoing access to my banking data.
Most personal finance apps optimise for convenience through live bank connections and cloud storage. mooola takes a different approach: export a supported statement from your bank, import it on your phone, and the statement is processed locally.
There’s no bank login, no mooola account, and your imported financial data stays on your device.
From there, mooola helps organise your transactions, understand category spending, identify subscriptions and recurring payments, and view multiple accounts together.
Right now, mooola is built primarily around South African banks because that’s the financial data and statement formats I’ve had access to while developing it. But the underlying idea isn’t specific to South Africa.
I’d love to expand support into other countries as I’m able to get access to representative statement formats from banks in those regions. If you’re outside South Africa and this is something you’d want to use, I’d genuinely like to hear from you — especially which country and banks you use. That feedback will help me understand where there’s demand and which regions to prioritise next.
mooola is still in beta, so I’d really appreciate feedback on the experience, statement compatibility, missing features, and anything that would make it more useful.
About mooola on Product Hunt
“See where your money goes, without linking your bank”
mooola was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #46 on the daily leaderboard. mooola is a private personal finance app built for South Africa. Import supported bank statements and turn them into clear spending insights, categories, recurring payments, subscriptions, and trends. Your statements and transaction data are processed and stored on your device—no bank login, cloud account, or persistent bank connection required. Bring multiple accounts and banks into one view while keeping your financial data private.
On the analytics side, mooola competes within Privacy, Personal Finance and Budgeting — topics that collectively have 15.2k followers on Product Hunt. The dashboard above tracks how mooola performed against the three products that launched closest to it on the same day.
Who hunted mooola?
mooola was hunted by Luke Stephens. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of mooola including community comment highlights and product details, visit the product overview.
Luke Stephens