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Monetor
iPhone Expense Tracker Without Bank Login
Monetor is an iPhone finance app for automatic expense tracking without a bank connection. Free includes eligible Apple Pay Shortcuts, supported payment-notification tracking, manual entry, budgets, savings goals and multiple currencies. Pro adds premium AI insights, advanced reports and financial tools.
About Monetor on Product Hunt
“iPhone Expense Tracker Without Bank Login”
Monetor was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #337 on the daily leaderboard. Monetor is an iPhone finance app for automatic expense tracking without a bank connection. Free includes eligible Apple Pay Shortcuts, supported payment-notification tracking, manual entry, budgets, savings goals and multiple currencies. Pro adds premium AI insights, advanced reports and financial tools.
On the analytics side, Monetor competes within Fintech, Payments and Apple — topics that collectively have 76.6k followers on Product Hunt. The dashboard above tracks how Monetor performed against the three products that launched closest to it on the same day.
Who hunted Monetor?
Monetor was hunted by sycoms. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Monetor including community comment highlights and product details, visit the product overview.


Hey Product Hunt! 👋
I'm Ben, an indie developer from Armenia, and today I'm excited to share something I've been working on for the past few months.
It's called Monetor.
The idea came from a pretty simple frustration.
I wanted to understand where my money was going, but every finance app I tried had the same problem: I had to either connect my bank account (which is unavailable for me and 2.5 to 3 billion people by regulations)or manually enter every transaction.
And where I live, bank integrations aren't really an option for most apps.
So I started wondering: Why can't my phone just track my spending for me?
I started experimenting with Apple Pay, iOS Shortcuts, and payment notifications. What began as a small experiment eventually turned into a full personal finance app.
With Monetor, you can automatically capture eligible transactions, categorize spending, see where your money goes, manage multiple wallets, track recurring bills, and get a clearer picture of your finances.
All without connecting your bank account.
I built the first version mostly on my own, from the app and backend to the website and all the little things you don't realize you need until you're actually launching something 😅
Monetor is now live on the App Store, and seeing the first people use something I built has been a pretty incredible feeling.
There's still a lot I want to build. I have bigger plans for Monetor, but right now I'm focused on making automatic expense tracking work really well.
I believe tracking your money should be effortless. You pay, and your finances should update themselves. That's what I'm trying to build with Monetor.
If you have a few minutes to check it out, I'd genuinely appreciate your feedback. And if you find it useful, your support here on Product Hunt would mean a lot.
Thanks for being part of the journey! 💚
— Ben, Founder of Monetor
🌐 https://monetor.co
📱 https://apps.apple.com/am/app/monetor-finance-tracker/id6768699065