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Monavio
Track your money, reach FI — no bank login needed
Monavio replaces Plaid-dependent finance apps. Upload bank statements as PDFs — AI categorizes everything. Budgets, investments, net worth, FI planning with Monte Carlo simulations. Works with any bank in any country. 6 languages. Multi-currency. $3-7/mo.
Top comment
Hey Product Hunt! I'm Demian, solo founder of Monavio. I built this because every finance app I tried either required Plaid (which doesn't work outside the US) or wanted my bank credentials. Living in Panama, none of them worked for me. So I built what I needed: upload your bank statements as PDFs, and AI handles the rest. Categorization, budgets, investment tracking, net worth, and FIRE planning with Monte Carlo simulations. A few things that make Monavio different: No Plaid, no bank login, no credential sharing Works with any bank in any country Multi-currency native FI planning with Monte Carlo simulations $3-7/month (YNAB and Monarch are $14.99) Would love your feedback — especially if you've been frustrated by the Plaid limitation or live outside the US.
About Monavio on Product Hunt
“Track your money, reach FI — no bank login needed”
Monavio was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #90 on the daily leaderboard. Monavio replaces Plaid-dependent finance apps. Upload bank statements as PDFs — AI categorizes everything. Budgets, investments, net worth, FI planning with Monte Carlo simulations. Works with any bank in any country. 6 languages. Multi-currency. $3-7/mo.
On the analytics side, Monavio competes within Productivity, SaaS and Finance — topics that collectively have 714.9k followers on Product Hunt. The dashboard above tracks how Monavio performed against the three products that launched closest to it on the same day.
Who hunted Monavio?
Monavio was hunted by Demian Omar. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Monavio including community comment highlights and product details, visit the product overview.

