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Mercury Personal

Powerful personal and joint accounts on Mercury

Mercury Personal makes optimizing your finances feel effortless. Earn a competitive yield in your savings account, set custom automations, and share tailored access. And now, collaborate with your spouse or other trusted person via joint accounts.

Top comment

I’m excited to share that the tech-powered banking* experience loved by over 200K ambitious companies is no longer reserved just for business. With Mercury Personal, we’re able to offer powerful personal banking and software that allows you to optimize your personal financial strategy with ease. You can earn a competitive yield in your savings account (currently 4.25% APY),** send unlimited domestic wires and ACH payments for no additional cost, manage and plan your shared finances with your spouse or partner via a joint account, and invite additional users with custom permissions. Plus, you can rest assured that your money is protected with up to $5M in FDIC insurance through our partner bank and their sweep network.*** You get all this and more for one annual subscription of $240. *Mercury is a financial technology company, not a bank. Business banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. **Annual Percentage Yield (APY) is accurate as of 11/21/2024. This is a variable rate account. The interest rate and annual percentage yield may change at any time and without prior notice. ***Mercury is a fintech company, not an FDIC-insured bank. Deposits in personal checking and savings accounts are held by our banking services partner, Choice Financial Group; Member FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.

About Mercury Personal on Product Hunt

Powerful personal and joint accounts on Mercury

Mercury Personal launched on Product Hunt on December 11th, 2024 and earned 70 upvotes and 5 comments, placing #12 on the daily leaderboard. Mercury Personal makes optimizing your finances feel effortless. Earn a competitive yield in your savings account, set custom automations, and share tailored access. And now, collaborate with your spouse or other trusted person via joint accounts.

On the analytics side, Mercury Personal competes within Fintech, Personal Finance and Banking — topics that collectively have 51.1k followers on Product Hunt. The dashboard above tracks how Mercury Personal performed against the three products that launched closest to it on the same day.

For a complete overview of Mercury Personal including community comment highlights and product details, visit the product overview.