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Lumio
See all your money. Link none of your accounts.
Lumio is a private take on personal finance. It covers the whole picture, budgeting, spending by category, net worth, and debt payoff, without ever connecting to your bank. No Plaid, no account linking. You export a CSV or Excel file from your bank and import it, so your login stays with your bank and your data never lands on someone else's server. We don't sell it or track you, because the subscription is how we make money, not your spending.. $9/mth. or $90/yr. Free for the first 14 days.
Top comment
Hey Product Hunt, I'm Gagan, the founder of Blue Rock Management, and Lumio is what I've been building lately. It started with a simple frustration. After Mint shut down, every replacement I tried wanted to log into my bank through Plaid. I didn't want a third party holding standing access to my accounts just to see where my money was going, so I built the money app I actually wanted to use. Lumio does the full personal-finance picture, budgeting, spending, net worth, debt payoff, but it never connects to your bank. You bring a CSV or Excel export, Lumio does the rest, and your data stays yours. No selling it, no tracking, no ads. If you want to keep everything off the cloud entirely, there's a desktop version that runs fully local. Honest about the tradeoffs: importing is manual, about 5-10 minutes a month, and right now it's built for US statement formats. I'd genuinely love your feedback on the import flow and the privacy model. Tear it apart. Thanks for taking a look
About Lumio on Product Hunt
“See all your money. Link none of your accounts.”
Lumio was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #100 on the daily leaderboard. Lumio is a private take on personal finance. It covers the whole picture, budgeting, spending by category, net worth, and debt payoff, without ever connecting to your bank. No Plaid, no account linking. You export a CSV or Excel file from your bank and import it, so your login stays with your bank and your data never lands on someone else's server. We don't sell it or track you, because the subscription is how we make money, not your spending.. $9/mth. or $90/yr. Free for the first 14 days.
On the analytics side, Lumio competes within Fintech, Privacy and Personal Finance — topics that collectively have 61.5k followers on Product Hunt. The dashboard above tracks how Lumio performed against the three products that launched closest to it on the same day.
Who hunted Lumio?
Lumio was hunted by Gagan. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Lumio including community comment highlights and product details, visit the product overview.