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LifeCalc

Calculators that show total cost - not just monthly payments

Most calculators answer the wrong question. "Can I afford the monthly payment?" is easy. The hard question is: Should I? LifeCalc shows total cost, trade-offs, and opportunity cost — not just monthly payments. 7 free calculators: Mortgage, Rent vs. Buy, Car Loan, Credit Card, Line of Credit, Renovation, and Recreation (boats/RVs). No signup. No email. No friction. Just the numbers. Built for people who already know if they can afford it — and need help deciding if they should.

Top comment

Hey Product Hunt! 👋 I built LifeCalc because I kept making spreadsheets to model big financial decisions and thought — this shouldn't require a spreadsheet. The insight that changed how I thought about it: the real competition isn't other calculator sites. It's the spreadsheets people build themselves when trying to understand a major life decision. The Rent vs. Buy calculator is the one I'm most proud of. Most rent vs. buy tools just compare monthly costs. LifeCalc models what your down payment would be worth if invested instead, shows the exact break-even year, and gives a year-by-year net worth comparison of both paths. Sometimes buying wins. Sometimes renting wins. It depends entirely on your market, timeline, and life plans — and now you can actually see why. Would love your feedback — especially what calculator you wish existed. I'm actively building the roadmap. Thanks for hunting! 🙏

About LifeCalc on Product Hunt

Calculators that show total cost - not just monthly payments

LifeCalc was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #117 on the daily leaderboard. Most calculators answer the wrong question. "Can I afford the monthly payment?" is easy. The hard question is: Should I? LifeCalc shows total cost, trade-offs, and opportunity cost — not just monthly payments. 7 free calculators: Mortgage, Rent vs. Buy, Car Loan, Credit Card, Line of Credit, Renovation, and Recreation (boats/RVs). No signup. No email. No friction. Just the numbers. Built for people who already know if they can afford it — and need help deciding if they should.

On the analytics side, LifeCalc competes within Productivity, Fintech and Personal Finance — topics that collectively have 708.4k followers on Product Hunt. The dashboard above tracks how LifeCalc performed against the three products that launched closest to it on the same day.

Who hunted LifeCalc?

LifeCalc was hunted by Pat Mileski. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of LifeCalc including community comment highlights and product details, visit the product overview.