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Layer26
Real-time financial decision infrastructure
Layer26 is a real-time financial decision engine for fintechs, lenders, neobanks, and crypto platforms. One API combines KYC, fraud detection, transaction enrichment, income verification, and risk scoring into instant APPROVE / REVIEW / BLOCK decisions. Built with sandbox testing, webhooks, audit logs, and developer-first infrastructure so teams can launch faster with fewer vendors and less manual review.
We built Layer26 after realizing most fintech teams were stitching together too many disconnected tools just to make a single financial decision.
One vendor for KYC.
Another for fraud.
Another for transaction enrichment.
Custom rules sitting in spreadsheets.
Manual reviews slowing everything down.
We wanted a simpler approach.
Layer26 combines transaction intelligence, fraud detection, identity verification, income analysis, financial health scoring, and decision automation into one platform developers can integrate quickly.
The goal wasn’t to create “another fintech API.”
The goal was to help teams answer one question instantly:
“Should this user be approved?”
As a no-code founder, a huge part of the journey was learning how fragmented financial infrastructure really is and trying to build a developer experience that feels simpler, faster, and more modern.
Would genuinely love feedback from fintech builders, engineers, lenders, and risk teams on where this could go next 🚀
About Layer26 on Product Hunt
“Real-time financial decision infrastructure”
Layer26 was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #148 on the daily leaderboard. Layer26 is a real-time financial decision engine for fintechs, lenders, neobanks, and crypto platforms. One API combines KYC, fraud detection, transaction enrichment, income verification, and risk scoring into instant APPROVE / REVIEW / BLOCK decisions. Built with sandbox testing, webhooks, audit logs, and developer-first infrastructure so teams can launch faster with fewer vendors and less manual review.
On the analytics side, Layer26 competes within Fintech, Developer Tools and No-Code — topics that collectively have 566.8k followers on Product Hunt. The dashboard above tracks how Layer26 performed against the three products that launched closest to it on the same day.
Who hunted Layer26?
Layer26 was hunted by saief tarafdar. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Layer26 including community comment highlights and product details, visit the product overview.
saief tarafdar