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Krosos FIRE Calculator
The FIRE calculator that doesn't ignore taxes
Free FIRE calculator that models what generic ones skip: capital gains tax with exemptions, pensions locked until an access age, your mortgage, income that starts later. No signup. The whole scenario lives in the URL, so a shared plan is just a link.
Hi Product Hunt! I built this because every FIRE calculator I tried assumed taxes don't exist. In Europe they very much do: Belgium just introduced a capital gains tax, France and Germany each take their cut, and a UK pension is locked until 57 no matter what your spreadsheet says.
So this one models the boring parts: capital gains tax with exemptions (including Belgium's carry-forward rule), tax on interest, a mortgage that amortizes, pension pots you cannot touch until an access age, and income streams that start later, like a state pension. The headline number is "Could stop": the earliest month your plan survives you quitting.
It's free, no signup, and the whole scenario lives in the URL, so sharing your plan is sharing a link. Also available in Dutch and French.
Honest disclosure: I sell a net-worth tracker (Krosos) built on the same engine. The calculator is free forever and doesn't nag you about it.
Drop your numbers in a comment and I'll model your scenario.
About Krosos FIRE Calculator on Product Hunt
“The FIRE calculator that doesn't ignore taxes”
Krosos FIRE Calculator was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #155 on the daily leaderboard. Free FIRE calculator that models what generic ones skip: capital gains tax with exemptions, pensions locked until an access age, your mortgage, income that starts later. No signup. The whole scenario lives in the URL, so a shared plan is just a link.
On the analytics side, Krosos FIRE Calculator competes within Fintech, Investing and Personal Finance — topics that collectively have 77k followers on Product Hunt. The dashboard above tracks how Krosos FIRE Calculator performed against the three products that launched closest to it on the same day.
Who hunted Krosos FIRE Calculator?
Krosos FIRE Calculator was hunted by Thomas Heremans. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Krosos FIRE Calculator including community comment highlights and product details, visit the product overview.
Thomas Heremans