USD account & credit cards for freelancers & creators
KOSH is a USD account built specifically for freelancers and creators across Asia. Unlike Wise or Payoneer, which often restrict or delay USD receiving in many Asian countries, KOSH lets you receive payments directly from Upwork and global clients, hold USD balances reliably, and spend with a credit card - without needing a US entity. Early users report faster access to their earnings and fewer payment rejections.
Hey Product Hunt,
I'm Tarun from the KOSH team.
We built KOSH because receiving USD payments in Asia is still painful -- whether you're running a Shopify store, selling on TikTok Shop or Amazon, getting Meta creator payouts, or working on Upwork.
Here's what we focused on:
- Direct USD receiving from platforms like Upwork, Shopify, TikTok Shop, and Meta Creators
- Option to hold balances in digital dollars or USDC/USDT depending on what you prefer
- A global credit card to pay for Meta Ads, Google Ads, ChatGPT, Claude, or any other tools and subscriptions
- Works without needing a US company
We're still early, so I would love honest feedback. If you sell on any of these platforms, what payment issues are you still facing?
- Tarun
About KOSH Money on Product Hunt
“USD account & credit cards for freelancers & creators”
KOSH Money launched on Product Hunt on June 12th, 2026 and earned 160 upvotes and 22 comments, placing #4 on the daily leaderboard. KOSH is a USD account built specifically for freelancers and creators across Asia. Unlike Wise or Payoneer, which often restrict or delay USD receiving in many Asian countries, KOSH lets you receive payments directly from Upwork and global clients, hold USD balances reliably, and spend with a credit card - without needing a US entity. Early users report faster access to their earnings and fewer payment rejections.
On the analytics side, KOSH Money competes within Android, Freelance, Banking and Credit card — topics that collectively have 90.6k followers on Product Hunt. The dashboard above tracks how KOSH Money performed against the three products that launched closest to it on the same day.
Who hunted KOSH Money?
KOSH Money was hunted by Tarun Mangukiya. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Tarun Mangukiya