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EMICalcs
36 free Indian finance calculators — EMI, SIP, tax & more
Free hub of 36 India-focused calculators: loan EMI, credit-card EMI (with the 18% GST banks add on interest), SIP and step-up SIP, income tax for FY 2026-27 comparing new and old regimes, PPF/EPF/NPS, FD/RD, and salary CTC-to-in-hand, plus compare tools like SIP vs lumpsum and rent vs buy. Every calculator ships with automated math tests, so the build fails if a formula drifts. Results share as a URL or WhatsApp message, schedules export to CSV, and any calculator embeds free. No signup.
Hi PH! I built EMICalcs because every Indian finance calculator I could find was either buried in ads, out of date on tax rules, or wanted a signup just to give me an EMI number.
It's 32 calculators plus 4 comparison tools, all free: EMI for home/car/personal loans, credit-card EMI including the 18% GST on interest that most people miss, SIP/step-up/goal SIP, PPF/EPF/NPS/Sukanya Samriddhi, FD/RD, and a full FY 2026-27 income-tax calculator that runs the new and old regimes side by side.
Three things I'm glad I did: every calculator has automated math tests, so the site won't build if a formula drifts; results are shareable as a URL or WhatsApp message; and any calculator can be embedded on someone else's site for free.
Would love feedback, especially on the math and on which calculator India actually needs next.
EMICalcs was submitted on Product Hunt and earned 7 upvotes and 2 comments, placing #47 on the daily leaderboard. Free hub of 36 India-focused calculators: loan EMI, credit-card EMI (with the 18% GST banks add on interest), SIP and step-up SIP, income tax for FY 2026-27 comparing new and old regimes, PPF/EPF/NPS, FD/RD, and salary CTC-to-in-hand, plus compare tools like SIP vs lumpsum and rent vs buy. Every calculator ships with automated math tests, so the build fails if a formula drifts. Results share as a URL or WhatsApp message, schedules export to CSV, and any calculator embeds free. No signup.
On the analytics side, EMICalcs competes within Productivity, Fintech and Money — topics that collectively have 710.2k followers on Product Hunt. The dashboard above tracks how EMICalcs performed against the three products that launched closest to it on the same day.
Who hunted EMICalcs?
EMICalcs was hunted by Javeed Shaik. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of EMICalcs including community comment highlights and product details, visit the product overview.
Javeed Shaik