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Coinage
Keep your money invested until the moment you need it.
Money you plan to spend sits in checking, earning nothing. Coinage is built on one belief: every dollar should be working until the second it's spent. Invest in diversified ETF portfolios called Nests, set a rule like "sell my gains at 5% toward my spending," and live your life. Coinage handles the selling automatically. Spend Match works in reverse: everyday purchases trigger small new investments. Invested and ready to spend, both at once.
Top comment
Hey Product Hunt Im the founder of Coinage, and I’ve been building this on nights and weekends because I kept coming back to the same question: “Why does money have to choose between working and being ready to spend?” If you want your money accessible, you generally keep it in cash. If you want it working harder, you invest it. And if that money is eventually meant to be spent, you’re responsible for managing the transition between the two. We thought there should be a better way. Coinage is designed around money with a real-world purpose: the money you expect to use for the experiences and purchases that make up your life. Instead of treating investing and spending as separate systems, Coinage helps bridge the gap. Our philosophy is simple: Every dollar should be working until the second it is spent. That doesn’t mean markets always go up. They don’t. There will be periods where the money invested is worth less than what went in, and we think any product involving markets should be transparent about that from day one. We’re trying to build better tooling for people who want their money to do more while they’re still building wealth. Coinage is now live and we are looking for individuals to test out the premium features of our app. We’d genuinely love feedback from the Product Hunt community on the following questions: Does the idea make sense immediately? What would stop you from using something like this? What would you need to see to trust Coinage with your money?
About Coinage on Product Hunt
“Keep your money invested until the moment you need it.”
Coinage was submitted on Product Hunt and earned 4 upvotes and 1 comments, placing #79 on the daily leaderboard. Money you plan to spend sits in checking, earning nothing. Coinage is built on one belief: every dollar should be working until the second it's spent. Invest in diversified ETF portfolios called Nests, set a rule like "sell my gains at 5% toward my spending," and live your life. Coinage handles the selling automatically. Spend Match works in reverse: everyday purchases trigger small new investments. Invested and ready to spend, both at once.
On the analytics side, Coinage competes within Fintech, Investing and Money — topics that collectively have 78.8k followers on Product Hunt. The dashboard above tracks how Coinage performed against the three products that launched closest to it on the same day.
Who hunted Coinage?
Coinage was hunted by nandh devineni. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Coinage including community comment highlights and product details, visit the product overview.