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Clero

Pay, Request, Split

Send and receive money directly between bank accounts with same-day settlement and zero transfer fees-no digital wallet needed. Clero combines direct bank payments, card transaction splitting via Plaid, receipt scanning, and group expense tracking into one app. • Fee-free direct transfers: Settle straight to bank accounts. • Smart splitting: Auto-detect subscriptions and scan receipts. • Group tracking: Roommate cycles, trip pools, and debt simplification.

Top comment

Hey Product Hunt community! 👋

We built Clero because managing money with friends is currently fragmented across outdated tools:

  • Venmo traps your cash in a digital wallet balance or charges a 1.75% instant transfer fee just to move your own money to your bank. It's also very much based on one-off requests rather than keep track of multiple complex payments.

  • Zelle moves money direct-to-bank, but lacks any expense tracking, receipt scanning, or group splitting capabilities. (And it doesn't help that the UI is very bad!)

  • Splitwise put basic math features behind a paywall and restricted daily entries-and still can't actually settle payments, forcing you to chase people across other apps.

Clero brings direct bank-to-bank settlement and high-automation expense tracking together in one app:

  • Direct-to-Bank ($0 Fees): Settle same-day straight into checking accounts via Astra & Plaid. You get the speed and directness of Zelle with zero wallet balances or cashout fees.

  • Automated Card & Gmail Sync: Link credit cards via Plaid to split posted charges in one tap, or connect Gmail to automatically parse receipts from Uber, Lyft, DoorDash, and Airbnb without typing manual entries.

  • AI Receipt Scanning: Snap restaurant bills to claim dishes item-by-item-tax and tip auto-calculate proportionally based on what each person actually ordered.

  • Smart Groups & 1-Click Splitwise Import: Upload your Splitwise CSV to migrate instantly. Set up automated monthly roommate cycles that tally on fixed dates, or vacation pools that eliminate unnecessary transfer loops through smart debt simplification.

    We’d love to hear your thoughts and feedback! What features or integrations would make group money management even easier for you?

About Clero on Product Hunt

Pay, Request, Split

Clero was submitted on Product Hunt and earned 4 upvotes and 3 comments, placing #65 on the daily leaderboard. Send and receive money directly between bank accounts with same-day settlement and zero transfer fees-no digital wallet needed. Clero combines direct bank payments, card transaction splitting via Plaid, receipt scanning, and group expense tracking into one app. • Fee-free direct transfers: Settle straight to bank accounts. • Smart splitting: Auto-detect subscriptions and scan receipts. • Group tracking: Roommate cycles, trip pools, and debt simplification.

On the analytics side, Clero competes within Fintech, Payments and Money — topics that collectively have 65.4k followers on Product Hunt. The dashboard above tracks how Clero performed against the three products that launched closest to it on the same day.

Who hunted Clero?

Clero was hunted by Clero Team. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of Clero including community comment highlights and product details, visit the product overview.