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CanPay Insights
Free take-home pay calculator, all 13 provinces, 2026 rates
CanPay Insights computes Canadian take-home pay from the 2026 federal and provincial rates: income tax, CPP and CPP2, EI, and Quebec's QPP and QPIP, for all 13 provinces and territories. Start from an hourly wage, a salary, or a timesheet with shift premiums and unpaid breaks. Add RRSP contributions, bonuses and after-tax deductions. Free, no signup, 10 languages. Every figure published on the site is checked against the same engine before release.
I moved to Canada and could not answer a simple question: on this wage, what actually lands in my account?
Most calculators answer a different question. Plenty convert an hourly rate to a monthly figure and stop there, before tax — so "$25/hr" becomes $4,333 a month, when in Ontario you actually keep about $3,503. That gap is roughly $830 every month, and nobody tells you.
So CanPay Insights computes the whole thing: federal and provincial income tax, CPP and CPP2, EI, and Quebec's QPP and QPIP, for all 13 provinces and territories. Hourly, salary, or a timesheet with shift premiums, unpaid breaks and overtime.
Two decisions I would make again:
1. One engine, and an audit that blocks the build. Every dollar figure printed anywhere on the site — articles included — is recomputed from the same tax engine before release. If a number in an article disagrees with the engine, the build fails. It has caught me more than once.
2. Ten languages, chosen from who actually works here: English, French, Chinese, Punjabi, Hindi, Tagalog, Spanish, Ukrainian, Korean, Vietnamese. The people most likely to be underpaid are often the least likely to be reading tax rules in English.
Free, no signup, no ads. There is an iOS app with the same engine.
Happy to answer anything about the tax logic — and if you find a figure you think is wrong, please tell me. I would rather fix it than defend it.
About CanPay Insights on Product Hunt
“Free take-home pay calculator, all 13 provinces, 2026 rates”
CanPay Insights was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #130 on the daily leaderboard. CanPay Insights computes Canadian take-home pay from the 2026 federal and provincial rates: income tax, CPP and CPP2, EI, and Quebec's QPP and QPIP, for all 13 provinces and territories. Start from an hourly wage, a salary, or a timesheet with shift premiums and unpaid breaks. Add RRSP contributions, bonuses and after-tax deductions. Free, no signup, 10 languages. Every figure published on the site is checked against the same engine before release.
On the analytics side, CanPay Insights competes within iOS, Money and Personal Finance — topics that collectively have 118.4k followers on Product Hunt. The dashboard above tracks how CanPay Insights performed against the three products that launched closest to it on the same day.
Who hunted CanPay Insights?
CanPay Insights was hunted by Travis Zhang. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of CanPay Insights including community comment highlights and product details, visit the product overview.
Travis Zhang