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Budgeting
Budgeting that reads your statement, not your bank login
Budgetese turns bank statement PDFs into a clear picture of your spending entirely on your iPhone. No account, no bank login, no servers. It makes zero network requests. It even checks its own maths against the totals printed on your statement.
Hi Product Hunt.
I made this because I didn't want to hand another app my bank login.
Every budgeting app I tried connects through open banking or Plaid. That means
my credentials and every transaction I've ever made sitting on someone else's
server. Didn't fancy that just to find out how much I spend on lunch.
So Budgetese reads the statement PDF instead. The same one you can already
download from your bank. It parses it on your phone, sorts the transactions,
picks out your subscriptions and recurring bills.
No account, no server. The app makes no network calls at all.
Most of the work went into the parser. Bank PDFs are a mess. Every bank formats
them differently, some don't label credits at all, and it's easy to read a debit
as a credit and never notice because the number just looks like a number. So it
works out the columns from where the text physically sits on the page, then
checks its own totals against the ones printed on the statement. If they don't
match it tells you instead of showing you something wrong.
Works on HSBC, Monzo, Barclays, Amex, Monese and HDFC so far. Free, iPhone only,
no IAP.
If it can't read your bank's statement, tell me. That's the most useful thing
anyone can send me right now.
About Budgeting on Product Hunt
“Budgeting that reads your statement, not your bank login”
Budgeting was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #116 on the daily leaderboard. Budgetese turns bank statement PDFs into a clear picture of your spending entirely on your iPhone. No account, no bank login, no servers. It makes zero network requests. It even checks its own maths against the totals printed on your statement.
On the analytics side, Budgeting competes within Productivity, Fintech and Apple — topics that collectively have 721.3k followers on Product Hunt. The dashboard above tracks how Budgeting performed against the three products that launched closest to it on the same day.
Who hunted Budgeting?
Budgeting was hunted by Harsh Malik. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Budgeting including community comment highlights and product details, visit the product overview.
Harsh Malik