BON helps you reduce your credit card debt using AI. It analyzes your cards, balances, interest rates, and spending, then gives you a simple plan to pay less interest and clear debt faster. You get guidance, reminders, and personalized options that traditional apps never show. The best fintech app designed.
Hey👋 I’m Abhinav, one of the makers of BON Credit.
Over the last year, I kept seeing the same pattern: people weren’t drowning in debt because they were irresponsible; they were drowning because the system is confusing, fragmented, and full of traps.
Multiple cards. Different due dates. High APRs. Zero clarity on what to pay first. Most tools show you charts. None of them actually help you get out of debt faster.
So we built BON Credit, an AI layer that sits on top of all your credit cards and does the heavy lifting for you.
What BON Credit does
Connects all your credit cards (securely)
Plans the smartest payoff path based on APR, utilization, due dates, and your cash flow
Lets you pay all your credit cards inside one app
Rewards you for paying on time with real perks.
What makes BON different
Action, not analytics; BON actually helps you get out of debt
Zero-interest strategies optimized by AI
Unified bill pay - all cards, one flow
Positive incentives for good habits
We’ve been building BON Credit for months with a small, obsessive team; talking to users, shipping weekly, and learning fast.
I’d love to hear your thoughts, feedback, and what you’d want BON Credit to do next.
Hey👋 I’m Abhinav, one of the makers of BON Credit.
Over the last year, I kept seeing the same pattern: people weren’t drowning in debt because they were irresponsible; they were drowning because the system is confusing, fragmented, and full of traps.
Multiple cards. Different due dates. High APRs. Zero clarity on what to pay first.
Most tools show you charts. None of them actually help you get out of debt faster.
So we built BON Credit, an AI layer that sits on top of all your credit cards and does the heavy lifting for you.
What BON Credit does
Connects all your credit cards (securely)
Plans the smartest payoff path based on APR, utilization, due dates, and your cash flow
Lets you pay all your credit cards inside one app
Rewards you for paying on time with real perks.
What makes BON different
Action, not analytics; BON actually helps you get out of debt
Zero-interest strategies optimized by AI
Unified bill pay - all cards, one flow
Positive incentives for good habits
We’ve been building BON Credit for months with a small, obsessive team; talking to users, shipping weekly, and learning fast.
I’d love to hear your thoughts, feedback, and what you’d want BON Credit to do next.
Thank you for checking us out ❤️
- Abhinav