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ACK card
3–4% APY on your balance. 0.5–1% back on purchases. $0 fees.
The ACK card is a Visa/Mastercard debit card that accepts any currency or stablecoin, with 0% FX markup anywhere in the world. Digital or physical — your choice. - $0 card fee — No issuing, monthly or annual fee - 3–4% APY — Annual interest on your entire balance, every day - 0.5–1% cashback — On everything you buy - No minimums — No minimum balance. No minimum spend. ACK Fintech Inc. is a financial technology company, not a bank. Banking services are provided by a partner bank.
- $0 card fee — No issuing, monthly or annual fee
- 3–4% APY — Annual interest on your entire balance, every day
- 0.5–1% cashback — On everything you buy
- No minimums — No minimum balance. No minimum spend.
- 0% foreign-exchange markup — You pay the network’s wholesale rate. ACK adds nothing.
- $0 ATM markup from ACK — Any ATM in the world. You pay only the ATM owner’s fee, if any. ACK adds no cost.
- Fund it your way — Dollars, stablecoin or any currency
- Spend anywhere — Any country, any currency
Q: What does the card cost?
A: $0. No issuing fee, no monthly fee, no annual fee.
Q: How does my money earn?
A: Your entire balance earns 3–4% APY, every day, and every purchase earns 0.5–1% cashback.
Q: Is there a minimum?
A: No. No minimum balance to earn, no minimum spend to earn cashback.
Q: Is my money safe?
A: Yes. Your money is held at an FDIC-insured partner bank or in a U.S. Treasury money-market sweep — two of the safest places money can sit: a government-insured bank account, or U.S. government securities.
Q: Is ACK a bank?
A: No. ACK Fintech Inc. is a financial technology company. Accounts and cards are provided by a partner bank.
Q: Where is ACK based?
A: ACK Fintech Inc. is a Delaware corporation. The ACK card is available digitally across the United States, with ACK physical locations to follow across the US.
Q: Who can get the ACK card?
A: Anyone 18 or older living in the United States, with a US address and a Social Security number or ITIN, verified with standard KYC documents.
Q: Can I use it in the US and abroad?
A: Yes. In the US and anywhere in the world, in any currency. You pay the network’s wholesale exchange rate; ACK adds no markup.
Q: Can I use ATMs?
A: Yes, any ATM in the world. ACK adds no markup. The ATM owner may charge its own fee.
Q: How do I fund it?
A: Bank or brokerage transfer (ACH or wire) in any currency, direct deposit from your employer, or stablecoin from your wallet or exchange.
Q: Digital or physical?
A: Both. Your choice.
Q: How do I get the ACK card?
A: Join the waitlist with your email. When the ACK card opens, we’ll email you; you open your account online, verify your identity, and choose digital, physical or both.
Q: When does it open?
A: Join the waitlist and we’ll email you when the ACK card opens. First in, first access.
Q: Who is behind ACK?
A: The ACK card is built by a founder who spent ten years taking one company from its first year to its stock-exchange listing in 2025 — running finance and general management across several countries, and leading the IPO itself end to end.
Q: How do I reach you?
A: info@ackfintech.com
About ACK card on Product Hunt
“3–4% APY on your balance. 0.5–1% back on purchases. $0 fees.”
ACK card was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #79 on the daily leaderboard. The ACK card is a Visa/Mastercard debit card that accepts any currency or stablecoin, with 0% FX markup anywhere in the world. Digital or physical — your choice. - $0 card fee — No issuing, monthly or annual fee - 3–4% APY — Annual interest on your entire balance, every day - 0.5–1% cashback — On everything you buy - No minimums — No minimum balance. No minimum spend. ACK Fintech Inc. is a financial technology company, not a bank. Banking services are provided by a partner bank.
On the analytics side, ACK card competes within Fintech, Payments and Personal Finance — topics that collectively have 63.8k followers on Product Hunt. The dashboard above tracks how ACK card performed against the three products that launched closest to it on the same day.
Who hunted ACK card?
ACK card was hunted by Yash Rathod. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of ACK card including community comment highlights and product details, visit the product overview.
Yash Rathod